Our car finance solutions are designed to make the process simple and transparent, tailored to ensure we find the best car finance for you.
Capital Car Finance provides prime PCP car finance and Lease Purchase with transparent rates and over 18 years of expertise.Capital Car Finance specialises in prime PCP car finance and Lease Purchase agreements, offering low rates, transparent terms and fast approval for customers across the UK. With over 18 years of experience as a trusted car finance broker, we provide competitive quotes tailored to each customer’s vehicle, budget and credit profile.
Our panel of UK lenders allows us to source tailored PCP and Lease Purchase finance options for a wide range of vehicles, from family cars to performance models. We compare lender criteria, rates and terms to help customers secure the most suitable finance package, all while offering clear guidance and dedicated support throughout the application process.
As one of the UK’s longest-established online car finance brokers, Capital Car Finance offers a simple, transparent way to compare PCP and Lease Purchase options from trusted lenders. Our digital process allows customers to obtain accurate, personalised finance quotes quickly, without pressure or obligation, helping drivers make informed decisions with confidence.
Get your PCP finance here, with over 18 years in the industry, we have established ourselves as trusted name in providing competitive car finance solutions
Rates from 7.9% APR. Representative APR 8.9%. Capital Car Finance Limited is a credit broker, not a lender.
Your PCP Quote In Just 30 Seconds!
| credit score | credit score | credit score | credit score | credit score |
|---|---|---|---|---|
| excellent | good | fair | poor | bad |
| rates from | rates from | rates from | rates from | rates from |
| 7.9% APR | 8.9% APR | 11.9% APR | 16.9% APR | 22.9% APR |
Using a vehicle price of £25,000 and a deposit of £2,500, the balance to finance would be £22,500, giving monthly payments of £346.31 over 48 months. The final payment based on 6k per annum would be £12,250 with a total amount payable of £31,026.57.
Capital Car Finance Limited is a credit broker and not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. 8.9% APR Representative. This is an example only, lender fees may apply. By requesting a quote you agree to our Privacy Policy| Terms of Service
We'll search for PCP offers from our panel of lenders
Your payments could be as low as.
Based on your credit score
This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.
We'll search for LP offers from our panel of lenders
Your payments could be as low as.
Based on your credit score
This car finance quote is for illustration purposes only and does not constitute a firm & final offer. Rates are set by our lender based on your credit profile. All finance applications are subject are to approval.
Before you apply for finance, see how likely you are to be accepted
Check NowOur panel of carefully selected lenders ensures you get the best deals tailored to your needs.
Apply for credit approval, then go shopping...
No effect on your credit scoreIt takes less than 60 secondsFinding your next car shouldn’t be a daunting task, at Capital Car Finance, we do our best to make it an enjoyable journey. Our straightforward 5-step approach takes the stress out of car buying, whilst guiding you every step of the way.
Lease Purchase finance process step one. Start your adventure with a risk-free quote that won’t impact your credit score. Our panel of lenders will assess your application to provide you with tailored finance options that suit your individual needs.
Lease Purchase finance process step two. Select your car from any reputable dealer across the country! Should you have questions about choosing a vehicle, we're here to help guide you.
Lease Purchase finance process step three. Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to support your search.
Lease Purchase finance process step four. Once you've shortlisted potential cars, we take over by conducting dealer checks, reviewing documentation, and ensuring the vehicle meets our lending criteria before progressing your application.
Lease Purchase finance process step five. It’s time for the exciting part – signing the finance documents and hitting the road in your new car! We’ll ensure you have everything you need to complete the process smoothly, with full guidance throughout.
Start your adventure with a risk-free quote that won’t impact your credit score. Our panel of lenders will assess your application to provide you with tailored finance options that suit your individual needs.
With your car finance secured, embark on your car search with confidence! You’ll be paired with a dedicated account manager who will offer you the best quote available. This clarity allows you to budget effectively as you explore your options.
Select your car from any reputable dealer across the country! Should you need assistance in narrowing down choices, just share your preferences with your account manager, and they will promptly send over tailored suggestions to match your taste.
Once you've shortlisted potential cars, we take over by conducting dealer checks and confirming availability. This ensures you're equipped with all necessary information to make an informed decision without hassle.
It’s time for the exciting part – signing the finance documents and hitting the road! With our process it’s easy, convenient, and hassle-free, you'll be driving off in no time!
No Hidden Fees, No Stress – Get a Free Quote Today!
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No call centres, just professional, independent friendly staff.
We have no fewer than 8 different lenders for PCP and Lease Purchase.
We can now arrange your finance on cars up to 6 years old.
We specialise in low rate PCP and Lease Purchase Car Finance products.
We can deal with most UK based new and used motor dealers.
You deal directly with your own supplying dealer, all funds are paid directly to them
for your quote with our latest rate and offers and let's see how much we could save you!
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