Our Process

Capital Car Finance offer a more transparent approach to provide you with the most competitive car finance products, whether it be PCP, Lease Purchase or Hire Purchase. In order to do this we have a made the decision to forfeit the majority of commission normally received for introducing new business to a lender, we do this by implementing a small broker fee for each transaction we arrange.

We will also receive a commission payment from our finance provider should you decide to enter into an agreement with them, typically this is either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between different finance providers and car finance product types. However, the payment we receive does not impact the finance rate offered. Details of the exact amount of commission we receive will be provided for you prior to completion.

Our Services includes

Our service includes negotiating the best vehicle supply price with the dealer, assistance to help you choose the most suitable and competitive finance product based on your circumstances, whether it be PCP, Lease Purchase or Hire Purchase. We handle all the administration and paperwork involved with the transaction directly with the UK supplying dealer and finance house, including all bank payments, in fact it couldn’t be easier, we do pretty much everything, the only thing you need to do is sign your paperwork and arrange a suitable date and time for collection or delivery of your new vehicle and that’s it!